Credit Repair Conference 2019

Going the extra mile to provide this service will promote good will and get you more referrals. I realized that basically we were only paying to learn how to use a software program but not provided the total insights truly needed on credit improvement to be as effective. I felt it was a waste of my time and money.

Clients can even sign up with a credit card right on your site! A service for all budgets. I did a google search: start a credit repair business? Therefore, I googled Credit Repair Training for the right training solution for me. Get the training elsewhere like CCA. No design experience necessary. Credit Repair Expo Each year we bring together the world's top credit repair business experts, and share with each other EXACTLY what's working, and how you can implement these things inside your company!

I was convinced by Chris and I signed up. Your first month is on us! Just know that they are higher in price because of the cost of the software, not the credit repair information or training.

Monitor sales growth and manage your network of affiliates through one platform. Answers…throughout your life We offer more than a one-and-done service. I am extremely happy with CCA. The most important tool a credit pro can have. Giving Back Our social mission for Credit Repair Cloud is to change lives; for our customers, their clients, our team, our families, our communities, and the world, in every way we can. How much does it cost?

The software was good but I needed to understand the process better and CCA was complete and the helpdesk was simply amazing. It is simply fantastic and the price is really a steal for all the tactical information received. You're building your savings Routinely adding to your savings so there is money available for emergencies and retirement. Get started today! But when he finished, mostly what he learned was how to use their software program that they were selling.

Jim of CCA tried to share this with me last year before I made that other purchase, but I chose that software package anyway. Request your copy now. James P. My business partner paid thousands to become a certified credit consultant to start our business but we couldn't afford to send me and the team yet. You can pay bills on time Being able to pay expenses on time, each month, avoiding https://creditrepair.cam/affordable-credit-repair.html and minimizing interest charges.

We could have saved thousands but glad we got on board when we did. Yvette B. My financial coach gave me the confidence and https://creditrepair.cam/best-credit-monitoring-and-repair-service.html to buy a new home. Info About Our Testimonials. Get new leads and signups from any website or blog and boost sales with tools for following up and converting leads into customers, and following up on potential affiliates.

We send our team members here to learn the process too. It was worth much, much more. I landed on one that offered one-on-one phone training and software. What you need to know about our testimonials Testimonials represent the results of the particular individual apologise, turner little credit repair this you should not expect the same result because your case is different than everyone else's.

Francine S. The quality and value of the information are second to none in my opinion; the helpdesk is amazing and is the missing link to advancing in this business too.

Credit Repair Cloud is a software platform that helps business to operate a credit repair business. Get a complete overview in your own business dashboard to monitor team productivity with real-time metrics and insights to scale faster.

I felt this was the approach for me and signed up. Access our powerful cloud-based tools such as payment integrations, signature capture, affiliate dashboard, built-in meeting scheduling, follow-up reminders and much more.

Their results are not typical and your experience will vary based upon your effort, education, business model, and market forces beyond our control. We make no earnings claims or return on investment claims, and you may not make your money back.

Affiliate portal, dashboard and tools for your affiliates. You can make the same impact on people in your own community. You're able to plan for your future Knowing what you spend and how much you need to save, minimizing surprises, yet being ready for them, when they occur.

I am so happy that Credit repair conference 2019 found that site because CCA has taken my credit repair knowledge to the next level.

See more testimonials. I hope this review helps someone to choose CCA for the credit repair process and training first and buy a software program of your choice second. Recommended for those who have a lot of negative items on their credit report. Morrow Esq. I already had a client and went directly to the helpdesk prior to reading the manual. This is the actual reason their prices were much more. Which debt repayment method is right for you?

I would have chosen differently knowing what I know now. I avoided CCA because the others were much higher and I felt maybe they were better. We were not as confident in our knowledge of the process but knew the software well. Learn How. Build your brand with free marketing templates for flyers, brochures and business cards and https://creditrepair.cam/free-credit-repair-app.html get professional videos for your website.

We https://creditrepair.cam/credit-repair-license.html a specialized credit service to our company and paid a lot with another organization, but something was missing. Jonelle B. The only recurring payment solution designed just for Credit Repair Business! Sharon R. You've never been more organized. Take it from me; CCA's training is really the only approach to take if you want complete process at an amazing price.

Our Chargebee payment integration makes it easy to set-up automated recurring payments for your clients from within Credit Repair Cloud. Thanks, CCA. Take my advice and learn the credit repair process first, then get the software of your choice second and not the other way around. What our members are saying I like that CreditRepair.

Also, leave these software companies training solutions to credit repair tampa bay software.

Contrary to what some may think, attorneys, don't come out of law school as competent in processes and systems as some believe. Our patent-pending system automatically analyzes and highlights negative items for dispute and merges the data into perfect dispute letters every time. Let me share that this was the most effective and informative system I've seen.

Please note that Credit Repair Cloud is not a business opportunity. Built-in tools help your clients better handle debt and spending. Thank God they are a non-profit company not selling anything else but credentials and training making sure that members are trained and doing no harm to the public.

After completion, I realized that it was a mistake to think about this and took a second look at CCA. It answered all of my questions and I was able to raise my client's score to over 50 points right away.

How Does the 30 day free trial work?

Student Loan Borrowers. You can make the same impact on people in your own community.

Zip Code California Privacy Rights. It is our mission at CCA to self-regulate and help consumers find honest credit repair consultants that will do no harm to consumers and assist them in reaching their credit goals. In addition to why this business, since the economic crisis, many have faced credit issues like never before making this a booming industry.

Although it shows how difficult the process was for the people in this story, things have changed for those trained in the credit repair process in fixing errors.

Are there any startup fees? The government had to create and enforce special laws to protect them from being victimized by these so-called credit repair firms. First Name. We make credit repair conference 2019 earnings claims or return on investment claims, and you may not make your money back, credit repair conference 2019. Their results are not typical and your experience will vary based upon your effort, education, business model, and market forces beyond our control.

Get a complete overview in your own business dashboard to monitor team productivity with real-time metrics and insights to scale faster. This is what we teach here at CCA. Our trade association has strong ethical requirements and a consumer conscious policy. Can you legally improve credit scores and credit reports?

Who we help People with debt. We continue to watch your credit, addressing additional issues as they arise so that you can stay on track and reach your goals. The most important tool a credit pro can have. We don't believe in startup fees. You will also have the public confidence to provide solid Credit Repair or Credit Score optimization services with a standard of excellence. See what to expect, credit repair conference 2019.

They did not have to pay thousands just to learn this business. Military and Veterans. Opportunity is knocking at your door because millions will seek help in getting their credit back on track. If you choose to cancel later in the future you will never be charged again, but you're responsible for charges already incurred up until your cancellation. Credit Repair Expo Each year we bring together the world's top credit repair business experts, and share with each other EXACTLY what's working, and how you can implement these things inside your company!

Credit Repair Cloud is a software platform that helps business to operate a credit repair business. Nonprofit debt management is the smart choice for paying off your debt! Affiliate portal, dashboard and tools for your affiliates.

Yes, it is technically true that no one can legally remove accurate and timely information from your credit report. In this current job market climate, many are searching the Internet for the right Business Opportunity; starting a credit repair business as well as offering credit information seems like a great choice, isn't it?

Additionally, credit repair conference 2019, as shown in the video, most jobs will perform a credit check prior to hiring. But let's be honest, this is not the total the truth.

Well, credit repair conference 2019, consumers are going to these FREE sources and are often given bad advice or they still do not understand how to solve credit issues on their own. How credit repair works.

We will always have scammers but they are NOT the norm now. Also, you may have discovered during your personal research that there is some negative information circulating regarding this industry.

Please note that Credit Repair Cloud is not a business opportunity. Yes, they will receive an honest fee for honest work but they will NOT take your money and run or mislead you.

You can obtain the credentials to start a Credit Repair or Credit Score Optimization service today at a very low start-up cost, and earn a great living while operating directly from your kitchen table!

Credit repair longview tx goal is to help consumers navigate the system. Get started today! Learn more about debt management plans. They need your help NOW! Mortgage brokers and real estate agents resolve credit issues with their clients every day but many are not getting paid for this service. Take a look at this 60 minutes video.

How Does the 30 day free trial work? Therefore, good credit is needed like never before. With millions of consumers facing credit problems, they are told to "do-it-yourself" or go to free sources for help. Access our powerful cloud-based tools such as payment integrations, signature capture, affiliate dashboard, built-in meeting scheduling, follow-up reminders and much more. Last Name. Find a Financial Coach Now. If you cancel during your 30 day free trial you won't be charged a thing.

Get out of debt with our help! What our members are saying I like that CreditRepair. First-time Homebuyers. Get new leads and signups from any website or blog and boost sales with tools for following up and converting leads into customers, and following up on potential affiliates.

Built-in tools help your clients better handle debt and spending. Street Address. We challenge your questionable negative items with all three bureaus, ensuring your credit reports are accurate and fair. The question I'm sure you want to know: Is it true? Monitor sales growth and manage your network of affiliates through one platform.

Our members will not cheat, lie,or mislead the public. Small Business Owners. They will get a consultant that is credit score conscious and NOT just simply writing letters because they see negative trade-lines! Clients can even sign up with a credit card right on your site!

Giving Back Our social mission for Credit Repair Cloud is to change lives; for our customers, their clients, our team, our families, our communities, and the world, in every way we can.

This is why many have received their certification from our organization. Can you really help consumers? By completing our certification program, how to start a credit repair business training course,and being a member of our Trade Association, you will have the credentials you need.

Well, many consumers have been scammed tremendously years ago. We've been hard at work for our members. Be a credit repair specialist. Why start a credit repair business? But that's all in the past when dealing with consultants with credentials!!!

Your first month is on us! For-profit Debt Settlement Debt Settlement. You may hear others use the term scam and unscrupulous when referring to credit repair companies. You will discover the massive issues consumers face. You've never been more organized. Our Chargebee payment integration makes it easy to set-up automated recurring payments for your clients from within Credit Repair Cloud. Going https://creditrepair.cam/credit-repair-bakersfield.html extra mile to provide this service will promote good will and get you more referrals.

But that's all in the past when dealing with consultants with credentials!!! Any credit score improvement seen after using our services is the result of many other additional factors, including: keeping credit balances low, paying bills on time, reducing or eliminating unnecessary inquiries, and developing appropriate types of credit, and sound financial planning.

The government had to create and enforce special laws to protect them repair self credit being victimized by these so-called credit repair firms.

This is why many have received their certification from our organization. However, just like any subject matter, credit repair conference 2019, there is a learning curve, nd many need assistance right NOW. Our members will not cheat, lie,or mislead the public. Customize it yourself by easy point and click. Pays for itself with the first two clients, all the rest is profit, credit repair conference 2019. Built-in tools help your clients better handle debt and spending.

Opportunity is knocking at your door because millions will seek help in getting their credit back on track. There is an explosion of business right now and to reap its rewards, you need to jump on board. Yes, it is technically true that no one can legally remove accurate and timely information from your credit report.

Going the extra mile to provide this service will promote good will and get you more referrals. Access our powerful cloud-based tools such as payment integrations, signature capture, affiliate dashboard, built-in meeting scheduling, follow-up reminders and much more.

Monitor sales growth and manage your network of affiliates through one platform. Can you legally improve credit scores and credit reports? Online Resources Ask our automated, credit repair conference 2019 counselor, Penny for help finding articles, links, calculators and more for immediate answers. But let's be honest, this is not the total the truth. Find a Financial Coach Now. With millions of consumers facing credit problems, they are told to "do-it-yourself" or go to free sources for help.

By completing our certification program, how to start a credit repair business training course,and being a member of our Trade Association, you will have the credentials you need.

First-time Homebuyers. This is what any good consultant will do in any industry. Get your FREE online credit evaluation now.

Well, many consumers have been scammed tremendously years ago. Get a complete overview in your own business dashboard to monitor team productivity with real-time metrics and insights to scale faster. Get out of debt with our help! Please note that Credit Repair Cloud is not a business opportunity. Yes, they will receive an honest fee for honest work but they will NOT take your money and run or mislead you. Thanks for all your help. You may hear credit repair conference 2019 use the term scam and unscrupulous when referring to credit repair companies.

Small Business Owners. Get the best training with our free courses and learning materials. We believe that it is absolutely necessary that consumers are made explicitly aware that most credit problems information is FREE and readily available. They will get a consultant that is credit score conscious and NOT just simply writing letters because they see negative trade-lines!

The only recurring payment solution designed just for Credit Repair Business! Their results are not typical and your experience will vary based upon your effort, education, business model, and market forces beyond our control. Get amazing credit repair training and With the BCCC combined with a CSCC designation, you will have the credentials and knowledge to help others and earn a great living by providing top of the line credit services as a Board Certified Credit Consultant.

Clients can even sign up with a credit card right on your site! Military and Veterans. No design experience necessary. Paid Credit Repair Cloud users can sign up for a free website, professionally written and ready for your Credit Repair Business and 2 free months of web hosting. See what to expect. You can obtain the credentials to start a Credit Repair or Credit Score Optimization service today at a very low start-up cost, and earn a great living while operating directly from your kitchen table!

You don't need credit repair software to get started right now. Last Name. It is our mission at CCA to self-regulate and help consumers find honest credit repair consultants that will do no harm to consumers and assist them in reaching their credit goals. Get new leads and signups from any website or blog and boost sales with tools for following up and converting leads into customers, and following up on potential affiliates.

Mortgage brokers and real estate agents resolve credit issues with their clients every day but many are not getting paid for this service. You've never been more organized. Testimonials represent the results of the particular individual and you should not expect the same result because your case is different than everyone else's. Also, there is nothing that a credit repair firm can please click for source that they can't do themselves please click for source the proper knowledge.

Who we help People with debt. Learn on your own time, from anywhere and schedule free 1-on-1 software training sessions by phone as often as you like.

Credit Repair Cloud is a software platform that helps business to operate a credit repair business. First, we need some info to pull your credit. First Name. They tell you how it is. We have a complaint center available for those who violate our rules.

Student Loan Borrowers. Easy to use powerful CRM that handles every aspect All lexington credit repair commit your business. No one should have a problem with a consumer willing to pay for clarity and a better way to navigate the system. We will always have scammers but they are NOT the norm now. No lying, they always take your call, and they always want to help you and keep you informed.

Well, consumers are going to these FREE sources and are often given bad advice or they still do not understand how to solve credit issues on their own. The question I'm sure you want to know: Is it true? Also, you may have discovered during your personal research that there is some negative information circulating regarding this industry.

Https://creditrepair.cam/max-federal-credit-union-repos.html trade association has strong ethical requirements and a consumer conscious policy. What does financially fit mean? Subscribe here. Build your brand with free marketing templates for flyers, brochures and business cards and even get professional videos for your website. They did not have to pay thousands just to learn this business.

We make no earnings claims or return on investment claims, and you may not make your money back. Our Chargebee payment integration makes it easy to set-up automated recurring payments for your clients from within Credit Repair Cloud. Our comprehensive self-study on how to start a credit repair business training materials will prepare you for the certification test and teach you how to run a successful credit repair business from A to Z, even if you are a beginner. Our patent-pending system automatically analyzes and highlights negative items for dispute and merges the data into perfect dispute letters every time.

The most important tool a credit pro can have. Affiliate portal, dashboard and tools for your affiliates. Our goal is to help consumers navigate the system.

You will also have the public confidence to provide solid Credit Repair or Credit Score optimization services with a standard of excellence. Can you really help consumers? In this current job market climate, many are searching the Internet for the right Business Opportunity; starting a credit repair business as well as offering credit information seems like a great choice, isn't it?

Although it shows how difficult the process was for the people in this story, things have changed for those trained in the credit repair process in fixing errors.

See what to expect. This is what we teach here at CCA. But let's be honest, credit repair conference 2019, this is not the total the truth. No, we're a hosted, "software-as-a-service" platform. Therefore, good credit is needed like never before, credit repair conference 2019.

However, the library, premium content, website and other offers are only available to paid-users. For-profit Debt Settlement Debt Settlement.

Opportunity is knocking at your door because millions will seek help in getting their credit back on track. Recommended for those who have a handful of negative items. However, just like any subject matter, there is a learning curve, nd many need assistance right NOW. But if you ever want to cancel, you can export all of your your clients and affiliates anytime you'd like Is the software fully functional during a free trial?

Well, many consumers have been scammed tremendously years ago. Info About Our Testimonials. Recommended for those who have a moderate amount of negative items.

How Does the 30 day free trial work? No need to call, email, or talk to anyone! Additionally, as shown in the video, most jobs will perform a credit check prior to hiring. Giving Back Our social mission for Credit Repair Cloud is to change lives; for our customers, their clients, our team, our families, our communities, and the world, in every way we can. Subscribe here. Our trade association has strong ethical requirements and a consumer conscious policy. How much does it cost? You can obtain the credentials to start a Credit Repair or Credit Score Optimization service today at a very low start-up cost, and earn a great living while operating directly from your kitchen table!

Try the software as much as you like for a full month to see if it's right for you. Learn more about debt management plans. Yes, it is technically true that no one can legally remove accurate and timely information from your credit report.

Who we help People with debt. It is our mission at CCA to self-regulate and help consumers find honest credit repair consultants that will do no harm to consumers and assist them in reaching their credit goals. James P. Well, consumers are going to these FREE sources and are often given bad advice or they still do not understand how to solve credit issues on their own.

We give you everything to run a lucrative scalable business. We have a complaint center available for those who violate our rules.

They will get a consultant that is credit score conscious and NOT just simply writing letters because they see negative trade-lines! We don't believe in startup fees. A service for all budgets. Recommended for those who have a lot of negative items on their credit report.

Credit Repair Expo Each year we bring together the world's top credit repair business experts, and share with each other EXACTLY what's working, and how you can implement these things inside your company!

Find a Financial Coach Now. Student Loan Borrowers. Our prices are affordable because we want you to stay with us for many years. We believe that it is absolutely necessary that consumers are made explicitly aware that most credit problems information is FREE and readily available. Yes, they will receive an honest fee for honest work but they will NOT take your money and run or mislead you. Mortgage brokers and real estate agents resolve credit issues with their clients every day but many are not getting paid for this service.

The question I'm sure you want to know: Is it true? Can you legally improve credit scores and credit reports? You may hear others use the term scam and unscrupulous when referring to credit repair companies. Get out of debt with our help! By completing our certification program, how to start a credit repair business training course,and being a member of our Trade Association, you will have the credentials you need.

If you cancel during your 30 day free trial you won't be charged a thing. Can I host the software myself? But that's all in the past when dealing with consultants with credentials!!! Your first month is on us! Our goal is to help consumers navigate the system. Your success is our goal. Military and Veterans. Are there any startup fees? Our members will not cheat, lie,or mislead the public.

You can make the same impact on people in your own community. In this current job market climate, many are searching the Internet for the right Business Opportunity; starting a credit repair business as well as offering credit information seems like a great choice, isn't it? Our only prices are public, published on our site, credit repair conference 2019, and the same no matter who you are.

We make no earnings claims or return on investment claims, and you may not make your money back. Are there any hidden fees, discounts or secret prices? This is why many have received their certification from our organization. You will discover the massive issues consumers face. First-time Homebuyers. Also, there is nothing that a credit repair firm can do that they can't do themselves with the proper knowledge.

The government had to create and enforce special laws to protect them from being victimized by these so-called credit repair firms. If you choose to cancel later in the future you will never be charged again, but you're responsible for charges already incurred up until your cancellation. Get started today!

Small Business Owners. Can you really help consumers? Sharon R. In addition to why this business, since the economic crisis, many have faced credit issues like never before making this a booming industry. We believe everyone is entitled to the best price we can offer. We will always have scammers but they are NOT the norm now. They did not have to pay thousands just to learn this business. You will also have the public confidence to provide solid Credit Repair or Credit Score optimization services with a standard of excellence.

Also, you may have discovered during your personal research that there is some negative information circulating regarding this industry. With millions of consumers facing credit problems, they are told to "do-it-yourself" or go to free sources for help. Credit Repair Cloud is a software platform that helps business to operate a credit repair business.

What you need to know about our testimonials Testimonials represent the results of the particular individual and you should not expect the same result because your case is different than everyone else's.

Last Name. You better learn how to control your software and not let it control you. The software will help your business grow as it has helped ours, but we changed our software recently.

Our certification is real, respectable and accepted by states that requires one to be certificated to operate. Francine S. The most important tool a credit pro can have. First, we need some info to pull your credit. This was our mistake and we had credit repair conference 2019 downsize this year.

Going the extra mile to provide this service will promote good will and get you more referrals. Customize it yourself by easy point and click. Get Started Here. Yes, you need a website. It's an all-in-one solution to quickly start, run and grow a profitable business.

Jonelle B. No design experience necessary. We've https://creditrepair.cam/first-capital-credit-repair.html, attorneys, mortgages brokers, real estate agents, tax professional,and others since with our yearly updated materials. Actually, we used CCA's advanced techniques and information that is always available in their helpdesk knowledge base and it is ongoing.

Build your brand with free marketing templates for flyers, brochures and business cards and even get professional videos for your website. Some of the sources were ok. Add clients to a ready-made business! If you spend all of your money trying to look good with expensive offices and programs, you will NOT be able to afford to give your clients the credit repair results they seek or stay in business.

We will stick with CCA instead of paying credit repair conference 2019 a seminar each year because it is much more affordable" - Rosa. Which debt repayment method is right for you?

If you get results and professional, they will spread the word about your company. My financial coach gave me the confidence and skills to buy a new home, credit repair conference 2019.

CCA will provide all of the knowledge needed at an extremely great cost. No Training is better! You're building your savings Routinely adding to your savings so there is money available for emergencies and retirement. He came back motivated because we wanted to be the best in the business.

Well, my sister joined the team this year in and decided to look at The Credit Consultants Association program for her training. Learn How.

My husband attended a seminar last year on credit repair and he said it was pretty exciting and good. Pays for itself with the first two clients, all the rest is profit. For questions call our office at: What does financially fit mean? Our patent-pending system automatically analyzes and highlights negative items for dispute and merges the data into perfect dispute letters every time.

To anyone reading this, get the training of how to repair credit FIRST and buy the software if you need it later. I'm not criticizing any other training program out there. Easy to use powerful CRM that handles every aspect of your business. You've never been more organized. Get the best training with our free courses and learning materials. Credit repair conference 2019 your life We offer more than a one-and-done service.

But strangely, I noticed that he came back sharing that we needed to purchase additional resources to be more professional and effective at the event: He told me that we need a special CRM program, affiliates among other things.

First Name. Access our powerful cloud-based tools such as payment integrations, signature capture, affiliate dashboard, built-in meeting scheduling, follow-up reminders and much more. Get a ready-made business… Just add clients. You can pay bills on time Being able to pay expenses on time, each month, avoiding penalties and minimizing interest charges.

Street Address. Testimonials represent the results of the particular credit car repair and you should not expect the same result because your case is different than everyone else's. Easy as 1, 2, 3…. Get a complete overview in your own business dashboard to monitor team productivity with real-time metrics and insights to scale faster. We found that this is a people's business and they respond to results. Start by building up your name as one who gets results for their clients.

Get your FREE online credit evaluation now. Built-in tools help your clients better handle debt and spending. The helpdesk has helped us so much. Others are only retail certification by software companies! Gonzalez "Your team is awesome. But you will need ongoing affordable sources like CCA.

Use the same tools as multi-million dollar credit repair businesses! That's when we both realized that we did not need all of the sources at the seminar to get results. So we paid for that and became members. You're able to plan for your future Knowing what you spend and how much you need to save, minimizing surprises, yet being ready for them, when they occur. Thanks for all your help.

Learn on your own time, from anywhere and schedule free 1-on-1 software training sessions by phone as often as you like. The only recurring payment solution designed just for Credit Repair Business! Now we can afford to train all of our people. Request your copy now. Paid Credit Repair Cloud users can sign up for a free website, professionally written and ready for your Credit Repair Business and 2 free months of web hosting. Disclaimer: Reference to these media organizations should not be construed to imply an endorsement or sponsorship of CCA or its products.

Ready to take credit repair conference 2019 existing credit repair business to the next level? You don't need to spend a lot of money to look professional. No lying, they always take your call, and they always want to help you and keep you informed. One more thing, if you can afford to go to the seminar, go for motivation, and see what else you can pick up.

Our Chargebee payment integration makes it easy to set-up automated recurring payments for your clients from within Credit Repair Cloud, credit repair conference 2019. You will not be sold on anything else disguised to make your credit repair business look more professional. You can start a credit repair business now, and add credit services to your current practice or business. Morrow Esq I did a google search: start a credit repair business? Any credit score improvement seen after using our services is the result of many other additional factors, including: keeping credit balances low, paying bills on time, reducing or eliminating unnecessary inquiries, and developing appropriate types of credit, and sound financial planning.

Clients can credit repair conference 2019 sign up with a credit card right on your site! Get new leads and signups from any website or blog and boost sales with tools for following up and converting leads into customers, and following up on potential affiliates. You will get pending changes in the industry from them too.

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