American Credit Acceptance Repo Fee

Also I received a letter in the mail saying that I could get the car back if I paid the full amount plus the money I owed, I was also told I broke the contract, and if they sold the car And didn't get the amount owed that I would have to pay the eddie johansson credit, I believe that is not right because they took the car and was making it impossible for me to get it back.

She put me on hold when she came back she began to question me about the next payment due in two days ,I told her my situation and that I got paid every two weeks and I would like to pay two hundred dollars every two weeks, well she began to sound like she was backing down from giving me the deferment ,so I told her to keep the car. Please select your star rating. Short Answer: Credit Acceptance will typically start the repossession process as soon as the first missed payment — in states where this is allowed.

Diversity of Products or Services. Privacy and Data Security. I'm hoping I can possibly use them again in the future to help rebuild. If your back is against the wall that's when the worst decisions are made. Sign In Help. In the meantime, you are welcome to call us right away are consumer reports credit repair companies speaking We look forward to working with you to resolve your legal issues.

Call us today, american credit acceptance repo fee. Some states require longer waiting periods before repossession and may also require written notice to the customer. First thing Jessica said to me is that I needed Then I explained to her about the deferment that Patty was supposed to do, well she brushed that off as saying it was too late, and she could give me a deferment for one month. If there is a "reposs" can somebody have a "poss"???

In rare cases, your car may have been unlawfully repossessed. I read online where others have been treated the exact same way. Don't trade it as it will make the debt worse. I emailed them about my concerns only to be told to call them. I think they are doing predatory actions and do not trust or believe anything they rouge credit repair baton. If I would have know that the car was going to be taken after only being one payment behind I wouldn't of gave them dollars I would of saved it to buy another car.

Complaints center around hidden fees, poor customer service, and there are several reports of American Credit Acceptance not reporting on-time payments to credit bureaus. Email is required to block spam, but will not be published. Want to know if you could sue? Price Affordability. If you remember to separate the transactions: the purchase of the vehicle vs the cost of moneyyou will get better deals in the long run. I wish to receive email notifications about future comments.

Not that I didn't want the car or need the car, but she was trying to get me to pay more money ,that I did not have. Thank you ,Sincerely Barbara Nevins.

I wish someone could look into this matter as to this is very upsetting to me. One of our staff members will call you shortly. Yes No. What to Do If Your Car Is Repossessed Most lenders give you a notice before selling your car at an auction, and during this time, you can work to get the vehicle back. We help consumers who have complaints about collection harassment.

I am being charged late fees unfairlybombarded with phone calls but no voicemail, american credit acceptance repo fee, they are rude to me, they offer only mail as the only way to make a payment without charge in the yr !. I did again, only to be given the run around. They knew about my situation and I didn't have the money.

Now these don't have a working phone i have called 5 days in a row and held on hold for 30 minutes the the call goes dead. If you don't like the rate and can't negotiate a better deal, leave the dealership and go some where else to buy.

Now you are out all that money and still need a car. Quick links: Who is? I wish you had a recording that you could show a lawyer or some email documents to make a case. I would like to get the car back but I do not have plus dollars if I had that I wouldn't have lost the car.

Then they take advantage of you with promises only to pacify you. Related: American Credit Acceptance - Helpless bunch of people I heard nothing about any issues on my account, so I assumed I was in the clear.

Please enter a valid phone number. Get free legal evaluation Lemberg Law? Contact us now to find out more. We Stop Calls and Casually, how bad will a repo affect my credit charming. If you believe your car has been unlawfully repossessed for one of the above reasons or another reasonyou may want to contact an attorney.

American credit acceptance repo fee am being told now I am 17 days late on my loan and worried they will be reporting my credit inaccurately. These people have a little thing called KARMA they should think about every time they pull these stunts! Location: Troy, Alabama. Comment Helpful 0 Not helpful 0. She told me I would need and the repo fee to get the car back, even went as far as giving me the tow 609 credit letter number.

Complaints Lawsuits Contact Calling? First Quarter Finance. Product or Service Quality. We can absolutely help. I have read and agree to the Pissed Consumer Terms of Service. Advertisements Some advertisers may pay us for this ad to appear on our website or provide us with a referral fee. The following are signs of unlawful repossession:. Having said that, if you are how long does credit in a bad deal, then work on your credit to refiance out of it or sell the car.

Review is a subjective opinion of PissedConsumer We started to leave and they said lets see what we can do. Discounts and Special Offers. Our content is free because we may earn a commission if you purchase products after clicking ads on our website. I just got another job in Feb. I have read reviews on this company and very concerned on what to do. Customer service. Somebody please tell me I see whining, wailing deadbeats use this term all the time.

Stop Them Delete Credit Report? Or, instead you can send a secure message to our legal team. Write a comment below to share online. I am a new customer with this company and have been lied to about my request to change my due dat on multiple times. This is such a shame that they are treating people this way. The short answer is yes. Please enter a valid email adress. Describe your legal concern or comment Briefly describe your experience Briefly describe your experience.

Billing Practices. I am ready to contact BBB and consult a lawyer. We ended up with a nice car with a nice package of extras but instantly the deal started off BAD! I had 2 car loans joint with my ex through Credit Acceptance bank in The customer servi e just click for source in nice from y dealings with them. Skip Navigation. Forum Topics. I just feel that I was lied to by Patty to begin with who never gave me a deferment, and the car was taken with only one payment behind and I was trying to make the payments.

Thank you for requesting your free case evaluation.

Also, if the claim is almost seven years old you may want to consider not contacting the finance company because it can only appear on your credit report for seven years after last contact.

I am being told now I am 17 days late on my loan and worried they will be reporting my credit inaccurately. However, the company should also take off whatever monetary reimbursement they receive after the selling of such items.

I am being charged late fees unfairlybombarded with phone calls but no voicemail, they are rude to me, they offer only mail as the only way to make a payment without charge in the yr !.

So, if there is a discrepancy please dispute the claim against you so that the credit bureaus can report the correct information. I filed bankruptcy to clear this up, and I will make sure that everyone I speak to is fully aware of Credit Acceptance Corp and their sneaky tactics and what a low-life group of scum is employed there. While I have had to learn this the hard way, I would like to inform others that whenever anything is purchased using credit, if you default on the loan it will show as negative on your credit report.

Customer service. Anonymous PissedConsumer Oct 01, Barbara, I am so sorry for your horrible deal you got! Billing Practices. I am a new customer with American Credit Acceptance they american credit acceptance repo fee only reported one payment on my credit report. Anonymous PissedConsumer Oct 21, Reply 1 1. Please enter a valid email adress. The rep. Katelyn Katelyn May 12, What is the address where they store the reposted cars in dallas texas.

I work for an automotive finance company and although it is unfortunate that financial circumstances change as they sometimes do, anytime a vehicle is purchased under a legal binding contract the individual signing the contract is responsible for seeing the loan through; regardless if the vehicle is drivable or not, or if it is in your possession.

Yes No. Comment the review as American Credit Acceptance verified representative. One of our staff members will call you shortly. American Credit Acceptance will follow the repossession regulations for each state. Write a private message as American Credit Acceptance verified representative. I have had my loan for going on 2yrs and the interest is so high nothing is been paid down on the car to make car price down they are always charging more interest, I cant even get help they asst me but told was 3month then once paid chg and cause me to get right back behind.

Thank you for requesting your free case evaluation. Raquan I meant repoed, american credit acceptance repo fee. Rating Details. Anonymous PissedConsumer Jul 08, Anonymous PissedConsumer Oct 02, PissedConsumer Look at the end of the day it wasn't right Theu could have let that person catch up because they going to sell the car at a auction about a dollars and that person still left with the remaining balance just a big tax write off for the company because they know the person cant pay the whole remaining balance.

I am a single mother, who could not afford the garnishment, and it really put a strain on me, american credit acceptance repo fee. Anonymous PissedConsumer Nov 05, Anonymous PissedConsumer Aug 15, PissedConsumer cant wait until you have troubles so we can all call you ignorant.

Purchasing a vehicle under finance is very much the same thing as purchasing a home with a mortage. Complaints Lawsuits Contact Calling? This is such a shame that they are treating people this way. Please prove all the negative reviews about your company wrong and make this situation right. Reply 2 0. The company is likely to repossess sooner american credit acceptance repo fee you have a short account history or often miss payments, representatives told us.

Anonymous PissedConsumer Jan 14, Reply 0 2. I emailed them about my concerns only to be told to call them. I read online where others have been treated the exact same way. Legal Issues Common customer complaints against Credit Acceptance include harassment from repossession agents; some of these instances have resulted in lawsuits.

Preferred solution: I want ALL repo fee's refunded, since it was your system that failed to update my information. American Credit Acceptance - Bad Repo. I have read reviews on this company and very concerned on what to do. I am ready to contact BBB and consult a lawyer. I think they are doing predatory actions and do not trust or believe anything they say. Get free legal evaluation Lemberg Law? Please select your star rating. It is important to note, however, that many states allow repossession after just one missed payment.

Or, instead you can send a secure message check this out our legal team. Raquan Raquan Jul 09, PissedConsumer Can I ask you how much time do they give you to get your car back? Describe your legal concern or comment Briefly describe your experience Briefly describe your experience. Accounts that are in good standing and have a history of on-time payments usually have longer grace periods.

Review is a subjective opinion of Shahin of Middletown, RI. If you want your response to count towards your company rating, you can also leave a comment for this review. Quick links: Who is? I got the car in November the last time they updated my credit report was in February I have reported this to them but it has not been updated what should I do.

And the sad part is that I would have gladly worked out some type of arrangement with them had I been given the opportunity. Anonymous PissedConsumer Apr 12, We Stop Calls and Harassment. Jackie Jackie Nov 02, Reply 0 0. Want to know if you could sue? Private messages do not impact your company rating. Please enter a valid phone number. For instance, if you did default on a JEEP your credit reports should list the jeep and how much is left being owed on the vehicle after the auction or selling of the vehicle.

Anonymous PissedConsumer Oct 22, If you would've paid the balance would you have had to pay the full amount in cash?

This is not right! I did again, only to be given the run around. Reply 2 1. So again, I say please, please, please stay away from this company! When Does Ally Repo Cars? You can try to reach review author by writing a comment to the review or try one of our business solutions.

I am a new customer with this company and have been lied to about my request to change my due dat on multiple times. To avoid repossession, you can contact American Credit Acceptance at if you anticipate missing a payment. Recovering a Car After a Credit Acceptance Repossession Customer service representatives at Credit Acceptance were unable to tell us american credit acceptance repo fee customers who have had repossessions can get their cars back.

It will come around some day and bite them back. Additional Fees. Write a comment below to share online. We help consumers who have complaints about collection harassment.

In the meantime, you are welcome to call us right away at We look forward to working with you to resolve your legal issues. Email is required to block spam, but will not be published.

Turn on suggestions. Diversity of Products or Services. I have ALL documentation congratulate, credit union repo can prove that they take your money, then they take your car. I have made all m6 payments!!! Unlawful Repossession In rare cases, your car may have been unlawfully repossessed.

Also I received a letter in the mail saying that I could get the car back if I american credit coupon code the full amount plus the money I owed, I was also told I broke the contract, and if they sold the car And didn't get the amount owed that I would have to pay the rest, I believe that is not right because they took the car and was making it impossible for me to get it back.

Asking if there was anything they could do to help me since I was just getting back to work. Customer service representatives at Credit Acceptance were unable to tell us whether customers who have had repossessions can get their cars back. I will be turning my car in to avoid this extortion and my credit will be ruined because of this. I live in CA! I took that one down to the dealership. I will be contacting Carmax and telling them how horrible this lender is.

First thing Jessica american credit acceptance repo fee to me is that I needed Then I explained to her about the deferment that Patty was supposed to do, well she brushed that off as saying it was too late, and she could give me a deferment for one month. Privacy and Data Security. Review is a subjective opinion of PissedConsumer We started to leave and they said lets see what we can do. Search instead for. Now you are out all that money and still need a car.

Im more than willing to pay for my vehicle, not asking for anything for free…. If there is a "reposs" can somebody have a "poss"??? Our content is free because we may earn a commission if you purchase products after clicking ads on just click for source website. All forum topics Previous Topic Next Topic. Somebody please tell me I see whining, wailing deadbeats use this term all the time.

Did you mean:. These people have a little thing called KARMA they should think about every time they pull these stunts! We pay our cars off and then they take them do their diet in them and our names are still attached and then sell them either back to or to another fool.

I wish you had credit repair quick recording that you could show a lawyer or american credit acceptance repo fee email documents to make a case. Thank you ,Sincerely Barbara Nevins. I got a loan with American Credit Acceptance March on a Yukon with money that carried over to the loan that I owed on a trade in. Re: Anyone have experience with Credit Acceptance auto loans?

She put me on hold when she came back she began to question me about the next payment due in two days ,I told her my situation and that I got paid every two weeks and I would like to pay two hundred dollars every two weeks, well she began to sound like she was backing down from giving me the deferment ,so I told her to keep the car.

Username and password will be sent to you via email. I wish someone could look into this matter as to this is very upsetting to me. How Much Are Repossession Fees? Showing how to repair credit for.

I have a auto loan with acc. Related: American Credit Acceptance - Helpless bunch of people I heard nothing about any issues on my account, so I assumed I was in the clear. Is it even legal for them to do this to people? Product or Service Quality. Then they ruin your credit and sanity. Please do anything but. You will be automatically registered on our site.

They said no so now I am 2 months late. I would like to get the car back but I do not have plus dollars if I had that I wouldn't have lost the car. They knew about my situation and I didn't have the money. Had 4 alignments, 2 transmissions and involved in a murder. I am a hard working person and there will be no way to get out of this loan and no way to ever pay this loan off, american credit acceptance repo fee, they make sure of it. Now these don't have a working phone i have called 5 days american credit acceptance repo fee a row and held on hold for 30 minutes the the call goes dead.

My credit report is so messed up its funny. Buy the car back: If you contact the lender soon after repossession and are able to find out when it will sell the vehicle at auction, you may be able to bid on it and buy it back. I need help! Now my car is too old to get refinanced through another bank, I feel like they trapped us!

I have read and agree to the Pissed Consumer Terms of Service. As I started looking into it more the odometer was wrong. They write whatever they want down. The repossession occurred because of a lack of insurance, american credit acceptance repo fee, but you have proof of insurance.

I continued to make payments until the came and took my vehicle. Credit Acceptance Repossession Policy In most cases, Credit Acceptance will start the repossession procedure for vehicles beginning with the first missed payment, customer service representatives said. I am so pissed I got every document I could from them. She told me I would need and the repo fee to get the car back, even went as far as giving me the tow truck number. I had triple by pass surgery.

Price Affordability. Anyone have experience with Credit Acceptance auto loans? Your Email. Not that I didn't want the car or need the car, but she was trying to get me to pay more money ,that I did not have. I was nervous and worried due to the HIGH interest rate but was told that I had the option to refinance once I was able to provide proof of good payment history.

Is there anyway you can help or am I just out of luck on this? For what? Message 31 of Valued Contributor. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. I just got another job in Feb. Comment Helpful 0 Not helpful 0.

We ended up with a nice car with a nice package of extras but instantly the deal started off BAD! I wish to receive email notifications about future comments. New Visitor. However, Credit Acceptance customers have reported that they were required to pay the full balance of the loan, plus associated fees, in order to reclaim their vehicles after repossession.

They add late fees and interest. What they do is messed up! The car isnt even work 15 thousand on KBB. It had been in an accident. If I would have know that the car was going to be taken after only being one payment behind I wouldn't of gave them dollars I would of saved it to buy another car.

This has been a nightmare and it will now impact my family and I for the rest of my life. As with reinstatement, this requires the cooperation of the lender. Advertisements Some advertisers may pay us for this ad to appear on our website or provide us with a referral fee. I just feel that I was lied to by Patty to begin with who never gave me a deferment, and the car was taken with only one payment behind and I was trying to make the payments.

Location: Troy, Alabama. Then they take advantage of you with promises only to pacify you.

Rating Details. I hope the rating is for this blog. Additionally, it is worth noting that Credit Acceptance may file a lawsuit against the customer following repossession in order to recover the cost of the loan through wage garnishment. Price Affordability. They need to be shut down and forced to pay retribution!! She told me I would need and the repo fee to get the car back, even went as far as giving me the tow truck number.

I talked to a women named Patty several times, and explained to her my situation. If this email find its way to your eyes an even consideration Thank you for reading.

Also I received a letter in the mail saying that I could get the car back if I paid the full amount plus the money I owed, I was also told I broke the contract, and if they sold the car And didn't get the amount owed that I would have to pay the rest, I believe that is not right because they took the car and was making it impossible for me to get it back. Customer service. They did come to get the car. Additional Fees. I had a car financed through them. With no test drive, they rushed her through piles of papers.

I called American Credit Services they dont even know whats going on. They sent me incorrect amount. Three months ago, I found out that they were filing a judgment against me and were planning on garnishing my paycheck. The car was a lemon. Product or Service Quality. Our insurance would more than cover the value of the car and the same-day payoff if we were not captured by both Carmax and American Credit Acceptance, LLC.

She found a Scion tC Release Series 5. OH BOY! I wish someone could look into this matter as to this is very upsetting to me, american credit acceptance repo fee. Worst mistake of my life. Diversity of Products or Services. Can you please please help me with getting this story out i tried calling them an they would not answer tge phone. I have dates and names of who I spoke to and nothing. I called ACA and spoke to Jessica in the redemption department.

I would like to get the car back but I do not have plus dollars if I had that I wouldn't have lost the car. You can try to reach review author by writing a comment to the review or try one of our business solutions. Thank you ,Sincerely Barbara Nevins. Its insane. By feb, I was almost three months behind in my payments. First Tried to make a deferment but the payoff was wrong.

I am a hard working person and there will be no way to get out of this loan and no way to ever pay this loan off, they make sure of it. Contacted then several times only american credit acceptance repo fee be slapped see this article more fees because of their mistake.

I will be turning my car in to avoid this extortion and my credit will be ruined because of this. If I would have know that the car was going to be taken after only being one payment behind I wouldn't of gave them dollars I would of saved it to buy another car. I never got a call back ever, and finally, I got tired of calling and quit making attempts.

American Article source Acceptance - Bad Repo. She put me on hold when she came back she began to question me about the next payment due in two days ,I told her my situation and that I got paid every two weeks and I would like to pay two hundred dollars every two weeks, well she began to sound like she was backing down from giving me the deferment ,so I told her to keep the car.

Customer service representatives at Credit Acceptance were unable to tell us whether customers who have had repossessions can get their cars back. Can never talk to the same person twice and that is over 35 different calls! Billing Practices. There are usually a few options available credit repair mcallen tx you to recover your vehicle:. I just feel that I was lied to by Patty to begin with who never gave me a deferment, and the car was taken with only one payment behind and I was trying 2018 sky repair blue credit reviews make the payments.

I paid I paid on the account as much as I could afford, leaving me one payment behind and late fees, american credit acceptance repo fee. No call backs or anything. Most lenders give you a notice before selling your car at an auction, and during this time, you can work to get the vehicle back.

For more on repossession policies at other third-party lenders, see our research on Exeter Finance and Ally Financial. October i did fall into a financial slump the money i paid for my car for was from my income tax money i had finally received im a single mother.

On June 2Learn more here got fired from my job. To avoid repossession, you can contact American Credit Acceptance at if you anticipate missing a payment. Against my gut feeling, I let my young adult handle it all; she did well prior to setting foot in the dealership.

Several state governments and two federal agencies have also opened investigations into Credit Acceptance. Of I received numerous calls about the payment ,and explained the situation to many of the people from the ACA office. Privacy and Data Security. Yes they are awful.

First thing Jessica said to me is that I needed Then I explained to her about the deferment that Patty was supposed to do, well she brushed that off as saying it was too late, and she could give me a deferment for one month. You are asking for trouble! Related: American Credit Acceptance - Helpless bunch of people I heard nothing about any issues on my account, so I assumed I was in the clear.

I have NEVER been late and they have reported american credit acceptance repo fee late 3 times over the last 90 days on my credit report! Please do anything but. I could not article source car payments and car repair, so I called them and said to come get the car as I don't have the money and I was getting further into debt. But they sold my car i have documentation from the company telling me this.

So for Octobers payment i had a payment arrangement with American Credit Services to make my payment by November 6th i have documents dated from them with this agreement.

Advertisements Some advertisers may pay us for this ad to appear on our website or provide us with a referral fee. However, the car is crumpled. I have to children to take care of an to keep safe an trying to be able to get around safely with the pandemic an all so this vehicle was a major decision that i had to make to purchase an commit to for our safety an health an these people are taking advantage of that.

I just got another job in Feb. So i had to resign contracts an send them back to American Credit services. While the repo lady was here she blocked me in took my keys an threatened to call the cops on me like i did something wrong which i should have let her call the cops because i have all documents to support my claims.

American Credit Acceptance will follow the repossession regulations for each state. I did and left my name and number on a voicemail. I called them a week later asking about the remaining balance on the loan. I submitted all the information she needed for a deferment.

They knew about my situation and I didn't have the money. That she would defer one payment on the back of my payments. Well one day I came out to leave my job and a tow truck was towing my car away. Not that I didn't want the car or need the car, but she was trying to get me to pay more money ,that I did not have. I was told that the car would be sold that following week and to call back then. I managed to make my payments up until Dec.

And if i pay by that date my payment would not consider being late an i could renegotiate my payment contract with learn more here since they were a different company.

Not only is she devastated about destroying the first reall, adult thing she ever bought; she is also not sleeping over to threat of a predatory debt hanging over her just she was laid off due to SARS-CoV2. Credit has dropped over points because of these idiots. Discounts and Special Offers.

Credit has dropped over points because of these idiots. Contacted then several times only to be slapped with more fees because of their mistake. Now you are out all that money and still need a car.

Email address:. I just feel that I was lied to by Patty to begin with who never gave me a deferment, and the car was taken with only one payment behind and I was trying to make the payments. I called American Credit Services they dont even know whats going on. Can you please please help me with getting this story out i tried calling them an they would not answer tge phone.

I just got another job in Feb. Did you mean:. She told me I would need and the repo fee to get the car back, even went as far as giving me the tow truck number. However, the car is crumpled.

Not that I didn't want the car or need the car, but she was trying to get me to pay more money ,that I did not have. Sorry, your blog cannot share posts by email. Do you not think to send a letter?

This has been a nightmare and it will now impact my family and I for the rest of my life. Recovering a Car After a Credit Acceptance Repossession Customer service representatives at Credit Acceptance were unable to tell us whether customers who have had repossessions can get their cars back.

All forum topics Previous Topic Next Topic. I will be contacting Carmax and telling them how horrible this lender is. Last Name. We ended up with a nice car with a nice package of extras but instantly the deal started off BAD! Please do anything but. I have to children to take care of an to keep safe an trying to be able to get around safely with the pandemic an all so this vehicle was a major decision that i had to make to purchase an commit to for our safety an health an these people are taking advantage of that.

Showing results for. Legal Issues Common customer complaints against Credit Acceptance include harassment from repossession agents; some of these instances have resulted in lawsuits. New Visitor. On July 13th I get 3 calls while I am at work, finally I answer and it's the collections dept. Its insane. Search instead for. I wish you had a recording that you could show a lawyer or some email documents to make a case. They knew about my situation and I didn't have the money. Can never talk to the same person twice https://creditrepair.cam/derrick-harper-credit-repair-university.html that is over 35 different calls!

I feel like the people in your collections dept. Location: Troy, Alabama. When Does Ally Repo Cars? Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.

Skip Navigation. Forum Topics. I submitted all the information she needed for a deferment. Somebody please tell north carolina credit repair services I see whining, wailing deadbeats use this term all the time.

I got a loan with American Credit Acceptance March on a Yukon with money that carried over to the loan that I owed on a trade in. Then they take advantage of you with promises only to pacify you. Not only was I inconvenienced due to YOUR system not updating my information, but now you can't update my account to show that I am up to date?

No call backs or anything. Our latest content sent weekly First Name. First thing Jessica said to me is that I needed Then I explained to her about the deferment htdi credit Patty was supposed fraud credit repair do, well she brushed that off as saying it was too late, and she could give me a deferment for one month. Sign up. Yes they are awful.

So why then did it not update on your end?! But they sold my car i have documentation from the company telling me this. Also I received a letter in the mail saying that I could get the car back if I paid the full amount plus the money I owed, I was also told I broke the contract, and if they sold the car American credit acceptance repo fee didn't get the amount owed that I would have to pay the rest, I believe that is not right because they took the car and was making it impossible for me to get it back.

I have NEVER been late and they have reported me late 3 times over the last 90 days on my credit report! Anyone have experience with Credit Acceptance auto loans? I got the money together and paid it in full within 24 hours. I will be turning my car in to avoid this extortion and my credit will be ruined because of this.

Our insurance would more than cover the value of the car and the same-day payoff if we were not captured by both Carmax and American Credit Acceptance, LLC.

Review is a subjective opinion of PissedConsumer We started to leave and they said lets see what we can do. She found a Scion tC Release Series 5.

If this email find its way to your eyes an even consideration Thank you for reading. I would like to get the car back but I do not have plus dollars if I had that I wouldn't have lost the car. I called ACA and spoke to Jessica in the redemption department.

I am a hard working person and there will be no way to get out of this loan and no way to ever pay this loan off, they make sure of it. She put me on hold when she american credit acceptance repo fee back she began to question me about the next payment due in two days ,I told her my situation and that I got paid every two weeks and I would like to pay two hundred dollars every two weeks, well she began to sound like she was backing down from giving me the deferment ,so I told her to keep the car.

Thank you ,Sincerely Barbara Nevins. They sent me incorrect amount. Sign In Help, american credit acceptance repo fee. After calling my local police department, I determined before I file a stolen vehicle report, I should call ACA to see if there was an issue.

I wasn't sure where it went, who took it, or why as I did NOT have any calls or written information from anyone about why my car way taken away. I have dates and names of who I spoke to and nothing. I hope the rating is for this blog. Against my gut feeling, I let my young adult handle it all; she did well prior to setting foot in the dealership.

I wish someone could look into this matter as to this is very upsetting to me. Turn on suggestions. While the repo lady was here she blocked me in took my keys an threatened to call the cops on me like i did something wrong which i should have let her call the cops because i have all documents to support my claims. These people have a little thing called KARMA they should think about every time they pull these stunts!

They need to be shut down and forced to pay retribution!! She then tells me the payment I made was "Returned" Now, I am just upset! The rep I spoke to, Jessica A, informed me that they had repossessed it due to my account being delinquent for days.

I was nervous and worried due to the HIGH interest rate but was told that I had the option to refinance once I was able to provide proof of good payment history. Not only is she devastated about destroying the first reall, adult thing she ever bought; she is also not sleeping over to threat of a predatory debt hanging over her just she was laid off due to SARS-CoV2.

First Tried to make a deferment but the payoff was wrong. Or an emaill?? I heard nothing about any issues on my account, so I assumed I was in the clear. With no test drive, they rushed her through piles of papers. If I would have know that the car was going to be taken after only being one payment behind I wouldn't of gave them dollars I would of saved it to buy another car. OH BOY!

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